AVP, Credit Portfolio Management

1 day ago


Taiwan DBS Full time NT$900,000 - NT$1,200,000 per year

Business Function

Risk Management Group works closely with our business partners to manage the bank's risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful business, we invest significantly in our people and infrastructure.

Responsibilities

  • Analyze and monitor the credit portfolio of the consumer banking division, identifying trends, risks, and opportunities for optimization
  • Develop and implement strategies to manage the credit portfolio, including risk mitigation, portfolio diversification, and performance enhancement
  • Collaborate with cross-functional teams, such as credit underwriting, collections, and product management, to ensure alignment and effective portfolio management
  • Conduct regular portfolio reviews and provide comprehensive reports to senior management, highlighting key insights and recommendations
  • Stay up-to-date with industry best practices, regulatory changes, and market dynamics to enhance the bank's credit portfolio management capabilities
  • Contribute to the development and refinement of credit policies, procedures, and risk models to align with the bank's risk appetite and strategic objectives

Requirements

  • Bachelor's degree in Finance, Economics, Statistics or a related field,a master's degree is preferred.
  • Minimum 6 years of experience in credit portfolio management, preferably in the consumer banking or retail lending industry
  • Strong analytical and problem-solving skills, with the ability to interpret complex data and derive actionable insights
  • Proficient in the use of data analysis tools and techniques, such as Python, SQL, Excel, and data visualization software
  • Excellent communication and presentation skills, with the ability to effectively convey complex information to diverse stakeholders
  • Demonstrated experience in developing and implementing credit portfolio management strategies and initiatives
  • Thorough understanding of credit risk management principles, regulatory requirements, and industry best practices
  • Ability to work collaboratively in a team environment and contribute to cross-functional initiatives

Apply Now

We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.

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